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I’ve heard of wedding loans. Is a personal loan different?

Submitted by mquintero on Sun, 08/12/2018 - 11:42

No. Wedding loans or marriage loans don’t actually exist. It’s just a term for personal loans that went to finance a wedding. 

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Do we have to both sign the loan?

Submitted by mquintero on Sun, 08/12/2018 - 11:05

Depende. Si deseas sacar un préstamo en conjunto o solo uno de ustedes, es tu decisión. Pero si deciden hacerlo juntos, entonces ambos deben firmar.

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Can I borrow the full $40,000?

Submitted by mquintero on Sun, 08/12/2018 - 11:04

Maybe. Your approved loan amount depends on several factors, including your credit score and current financial situation. However, we work hard to get you the best loan possible.

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Do we have to both sign the loan?

Submitted by mquintero on Wed, 08/01/2018 - 10:50

It depends. Whether you take out a joint loan or only one of you takes out the loan is your choice. However, if you do choose a joint loan, you will both need to sign.

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¿Puedo pedir prestada la cantidad completa de $40.000,00?

Submitted by mquintero on Wed, 08/01/2018 - 10:48

Depende. La cantidad aprobada para su préstamo depende de varios factores que incluyen su puntaje crediticio y su situación financiera actual. Sin embargo, trabajamos duro para que usted obtenga el mejor préstamo posible.

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I’ve heard of wedding loans. Is a personal loan different?

Submitted by mquintero on Wed, 08/01/2018 - 10:47

No. No existen realmente los préstamos para bodas, es solo un término para préstamos personales que se utilizaron para financiar una boda.

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9210 Corporate Boulevard,
Suite 130 Rockville,
MD 20850
United States

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ABOUT SSL CERTIFICATES

©2021 Delmarva Funding LLC dba Credit Direct

Terms and Conditions Apply. You must meet Credit Direct’s underwriting requirements to qualify, as well as be considered a permanent resident or U.S citizen and live in an eligible state. Loans funded by Credit Direct offer fixed interest rates from 4.99% APR to 29.99% APR for loan amounts from $1,000 to $40,000. Loan repayment terms range from 12 months to 60 months. There are no administration fees.

Representative Example: If you borrow $2,500 on a 36-month repayment term and at a 10% APR, the monthly repayment will be $80.67. Total repayment will be $2,904.02. Total interest paid will be $404.02.

APR = Annual Percentage Rate and is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff.

APRs, repayment terms, minimum and maximum loan amount, and administration/origination fees offered through Credit Direct’s lending partner network may differ from the above. It is recommended that you review the lender's and/or lending partner's terms and conditions in full before proceeding for a personal loan.

Approval and rates offered through Credit Direct or our lending partner network depend on several factors, including state law, loan size, financial history, and creditworthiness. If approved, your actual rate will fall within a range of rates and is not guaranteed to be the lowest rate available. CREDIT DIRECT RESERVES THE RIGHT TO CHANGE SERVICES, BENEFITS, RATES AND TERMS WITHOUT NOTICE. Loans through Credit Direct are private loans. As such, federal loan repayment options such as Income Based Repayment or PAYE are not available. State of Maryland of Labor, Licensing and Regulation Commissioner of Financial Regulation certifies LIC/REG/CERT: # 1396. Alabama Lic. # MC 22488, Arkansas Reg. # 811146125, #Arizona Lic. # CL-0942384, California Lic. # CFL 60DBO-48768, Florida Lic. # CF9900974, Indiana Reg. # 201703231187292, Iowa Reg. # 546318, Louisiana Lic. # TBD (NMLS ID 1637421), Michigan Lic. # RL0019897, Missouri Reg. # FL001419595, North Carolina Lic. # 165760, Pennsylvania Lic. # 51098, Texas Lic. # 152649, Virginia SSC ID #T071292-9, Oklahoma Lic. # SL008448

Credit Direct is a registered D/B/A of Delmarva Funding LLC. Corporate offices located at 9210 Corporate Boulevard, Suite 130 Rockville, MD 20850.