Personal loan

Personal Loans Made Simple

Five minutes is all it takes to fill out our simple, secure web form, and check available loan offers. We do the legwork to find you the personal loan you need fast. Once you accept and sign, the money is sent to your bank via a secure, direct deposit as soon as 24 hours. 

Apply Now

Personal Loans Made For Anything You Need

If you get a mortgage, you have to buy a house. If you get a car loan, you have to buy a car. If you get a personal loan, you’re free of constraints. Do what you want with it; no questions asked.

Apply for a personal loan

Will a Personal Loan Work for You?

Sometimes you just need a little extra. Maybe you just need a financial boost for your next remodeling project, or you need a little more for that vacation you’ve been planning. Perhaps you have some unexpected medical bills, or your washing machine suddenly needs to be replaced. You can even use a personal loan for credit card consolidation, to improve your credit, or to pay off bills.

Whatever the reason, from happy plans to unexpected expenses, let Credit Direct get you started. With loans available up to $40,000, we’re ready to help keep your life uncomplicated.

Frequently Asked Questions

A secured loan involves collateral, such as a car or a home. If you default on the loan, the lender uses your collateral to satisfy the loan. Personal loans are unsecured loans, so you don’t need collateral to qualify. The interest rate is fixed, and payments are made monthly.

Because they’re unsecured, personal loans are riskier for the lender, so interest rates can be higher. However, your credit score counts, so a personal loan for fair credit or higher credit scores may translate into lower interest rates.

Depending on response times and your banking institution, your loan could be approved and in your bank within 24 hours.