Benefits personal loans

Personal Loan Benefits

Uncomplicate your life with personal loans made simple: pre-qualification within minutes, fixed rates, one monthly payment.

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Get things done with a personal loan of up to $40,000


The entire personal loan application can be completed in just minutes.

We keep your information safe, secure and encrypted.

A personal loan from Credit Direct makes debt consolidation easier


One loan, one monthly payment, one interest rate, zero stress.

Get your questions answered with a free consultation

Call us today 866-414-4198

Just a few minutes takes you from application to pre-qualified loan offers.

Our super easy personal loan application gets you started.

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Refinance with personal loan from Credit Direct

Tell high-interest debts to take a hike.

Refinance with a personal loan from Credit Direct.

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Speak with a Credit Direct expert today and get the loan you deserve!

Personal loans for any occasion

Personal Loans for Any Occasion

Maybe you’re remodeling the guest bathroom, your credit needs a boost, or you found the person of your dreams. Whatever the reason, let Credit Direct get you started. With personal loans available up to $40,000, we’re ready to help you keep life uncomplicated.

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Frequently Asked Questions

Do I have to have good credit?

It depends. While it’s true that the better the credit, the better the terms of the loan, we’ve helped people with a wide range of credit scores get a personal loan. Take 5 minutes, fill out the pre-qualification form and see what Credit Direct can do for you!

How long do I have to pay back the loan?

It depends. The terms of the loan have a lot of factors, including your credit score and financial situation, the amount of the loan, interest and how much you can reasonably afford each month to pay down. However, whether it’s $500 or the full $40,000, we work hard to get you the best loan terms possible. 

Will a personal loan affect my credit score?

Maybe. Typically, our customers see a slight drop in score from an initial hard inquiry, where we check to see what your credit is. However, as long as you make your payments on time, you should see a positive score increase over time.

Experience the Relief Today!

One loan, one monthly payment, one interest rate, zero stress.


Apply Now

Consumer Alert - Recent Credit Direct Phishing Scam

There have been several reports from consumers receiving a fraudulent email claiming to be from Credit Direct. In this version of a common phishing scam, the email states that their loan application has been approved and provides instructions to accept the loan by phone. Once on the phone, the scammers request bank account information and passwords to gain access to their money. Credit Direct would never require account passwords to fund a loan. To verify if an email you receive is legitimately from us, please call our main number at (866) 414-4198.