Benefits personal loans

Personal Loan Benefits

Uncomplicate your life with a personal loan from Credit Direct: pre-qualification within minutes, fixed rates, one monthly payment, no prepayment fees.

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Get things done with a personal loan of up to $40,000


The entire personal loan application can be completed in just minutes and won't affect your credit score.

We keep your information safe, secure and encrypted through the entire application process.

A personal loan from Credit Direct makes debt consolidation easier


One loan. One monthly payment. One interest rate. Zero stress.

Get your questions answered with a free consultation

Call us today 866-414-4198

Just a few minutes takes you from application to pre-qualified loan offers.

Our super easy personal loan application gets you started with no effect to credit score.

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Refinance with personal loan from Credit Direct

Tell high-interest debts to take a hike.

Refinance with a personal loan from Credit Direct.

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Speak with a Credit Direct expert today and get the loan you need fast!

Personal loans for any occasion

Personal Loans for Any Occasion

Maybe you’re remodeling the guest bathroom, you need to consolidate your debt, your credit needs a boost, or you found the person of your dreams. Whatever the reason, let Credit Direct get you started. With personal loans available up to $40,000, we’re ready to help you keep life uncomplicated.

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Frequently Asked Questions

It depends. While it’s true that the better the credit, the better the terms of the loan, we’ve helped people with a wide range of credit scores get a personal loan. Take 5 minutes, fill out the pre-qualification form and see what Credit Direct can do for you!

It depends. The terms of the loan have a lot of factors, including your credit score and financial situation, the amount of the loan, interest and how much you can reasonably afford each month to pay down. However, whether it’s $5,000 or the full $40,000, we work hard to get you the best loan terms possible. 

By submitting an application to see what offers you qualify for, your credit score is not affected. To pre-qualify you, we perform a soft inquiry on your credit report, which won't impact your score. Once you accept your offer and proceed to funded, we perform a hard inquiry on your credit report, which may affect your credit score. If you do see a slight drop in credit score, you should see it increase over time with each monthly on-time payment.

Experience Financial Relief Today!

One loan. One monthly payment. One interest rate. Zero stress.


Apply Now