Personal loans for debt consolidation

Debt Consolidation

Make your money situation easier with a personal loan from Credit Direct. Consolidate multiple balances with a fixed interest rate and set repayment terms. No more managing multiple payments and due dates!

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Ease Debt Repayment Stress

Even when you have the money to easily pay your monthly minimum payments, too many kinds of debt can become overwhelming. This medical bill, that credit card bill, this purchase on that store's card-it all adds up to varying interest rates, terms, and payments. Getting a personal loan for debt consolidation can help you better manage your finances and ease debt repayment stress.

With a personal loan through Credit Direct, you can pool your bills into one lump sum with one creditor. You'll enjoy one monthly payment, one fixed-rate interest, one pay-off date, and many sighs of relief. Our quick and simple online application can get you funded as soon as 24 hours, so what are you waiting for?

Frequently Asked Questions

Any unsecured debt can be consolidated, including medical bills, payday loans, student loans, and credit cards.

For most people, debt consolidation may cause an initial hit to your credit score. However, as long as you make consistent, on-time payment, it generally has a positive impact on your credit.

Maybe. It depends on your financial situation and the debt you’re consolidating. For instance, if you don’t owe very much on your bills, debt consolidation may just end up costing you more in the long run. Before getting a personal loan to consolidate your debt, add up your existing debt (don’t forget to include interest!) and divide by the number of payments it would take to pay it off. If it’s less than the cost of the loan (again, including interest), you may be better off using your personal loan to take yourself on vacation to Tahiti.

Get The Loan You Deserve!

One simple online application gets you on the road to financial freedom


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Debt consolidation loan companie

“I was pleased with the assistance I received from Credit Direct. They were able to provide a few options for me to do a debt consolidation and I was able to close my loan with a finance company that was right down the street from me. They were very nice, efficient and gave me what I needed to help my financial future.” 

-Paula H.
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