How It Works

1. Select Your Loan Amount

Using the slider tool, select desired loan amount, up to $40,000. Complete the short web form and get your results in minutes! Everything happens over a secure, encrypted line, so you can relax and leave the next step to us.

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2. Your Loan Options

Getting a personal loan is simple. While you’re relaxing, we work hard to find the best loan option possible. Within minutes, we’ll send you options for you to review.

3. Accept and Sign

The hard work is done! You e-sign the documents, so you don’t have to worry about paperwork getting lost in the mail. Our agents do the rest of the work to fund your private personal loan quickly.

4. Money In The Bank

Your funds are sent direct deposit straight to your bank account so no check to worry about! All you have to do is enjoy your vacation…or wedding… or new kitchen… or financial freedom. Now that's money made simple; the next step is up to you.

It only takes minutes to apply for a loan with Credit Direct

Apply online to check offers in minutes with no effect to credit score. We make it simple to get you the personal loan you need.

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Personal Loans

It's money made flexible with a wide range of loan options to fit your needs.

Take 5 Minutes to Get The Life You Deserve.

The next 5 minutes could mean the difference between getting things done or wishing you had. Make your time mean something. Start your journey to a better future with Credit Direct.

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/creditdirect

9210 Corporate Boulevard,
Suite 130 Rockville,
MD 20850
United States

Better Business Beaureau

ABOUT SSL CERTIFICATES

Terms and Conditions Apply. You must meet Credit Direct’s underwriting requirements to qualify, as well as be considered a permanent resident or U.S citizen and live in an eligible state. Loans funded by Credit Direct offer fixed interest rates from 4.99% APR to 29.99% APR for loan amounts from $1,000 to $40,000. Loan repayment terms range from 12 months to 60 months. There are no administration fees.

Representative Example: If you borrow $2,500 on a 36-month repayment term and at a 10% APR, the monthly repayment will be $80.67. Total repayment will be $2,904.02. Total interest paid will be $404.02.

APR = Annual Percentage Rate and is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff.

APRs, repayment terms, minimum and maximum loan amount, and administration/origination fees offered through Credit Direct’s lending partner network may differ from the above. It is recommended that you review the lender's and/or lending partner's terms and conditions in full before proceeding for a personal loan.

Approval and rates offered through Credit Direct or our lending partner network depend on several factors, including state law, loan size, financial history, and creditworthiness. If approved, your actual rate will fall within a range of rates and is not guaranteed to be the lowest rate available. CREDIT DIRECT RESERVES THE RIGHT TO CHANGE SERVICES, BENEFITS, RATES AND TERMS WITHOUT NOTICE. Loans through Credit Direct are private loans. As such, federal loan repayment options such as Income Based Repayment or PAYE are not available. State of Maryland of Labor, Licensing and Regulation Commissioner of Financial Regulation certifies LIC/REG/CERT: # 1396. Alabama Lic. # MC 22488, Arkansas Reg. # 811146125, #Arizona Lic. # CL-0942384, California Lic. # CFL 60DBO-48768, Florida Lic. # CF9900974, Indiana Reg. # 201703231187292, Iowa Reg. # 546318, Louisiana Lic. # TBD (NMLS ID 1637421), Michigan Lic. # RL0019897, Missouri Reg. # FL001419595, North Carolina Lic. # 165760, Pennsylvania Lic. # 51098, Texas Lic. # 152649, Virginia SSC ID #T071292-9, Oklahoma Lic. # SL008448

Credit Direct is a registered D/B/A of Delmarva Funding LLC. Corporate offices located at 9210 Corporate Boulevard, Suite 130 Rockville, MD 20850.