Personal loan

Personal Loans Made Simple

Life is often complicated, but getting a personal loan doesn't have to be. Five minutes is all it takes to fill out a simple, secure web form, and you can be on your way to fulfilling your financial dreams. We do the legwork to find you the personal loan you need within minutes. Once you accept and sign, the money’s in the bank in a secure, direct deposit and you’re free to move on with your dreams.

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Personal Loans Made For Anything You Need

If you get a mortgage, you have to buy a house. If you get a car loan, you have to buy a car. If you get a personal loan, you’re free of constraints. Do what you want with it; no questions asked.

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Do You Need A Personal Loan?

Sometimes you just need a little extra. Maybe you just need a financial boost for your next remodeling project, or you need a little more for that vacation you’ve always wanted. Maybe you have some unexpected medical bills, or your dryer suddenly needs to be replaced. You can even use a personal loan for credit card consolidation, to improve your credit, or to pay off bills.

Whatever the reason, from happy plans to unexpected purchases, let Credit Direct get you started. With loans available up to $40,000, we’re ready to help keep your life uncomplicated.

Frequently Asked Questions

What is the difference between a secured and unsecured loan?

A secured loan involves collateral, such as a car or a home. If you default on the loan, the lender uses your collateral to satisfy the loan. Personal loans are unsecured loans, so you don’t need collateral to qualify. The interest rate is fixed, and payments are made monthly.

Can I get a low interest rate?

Because they’re unsecured, personal loans are riskier for the lender, so interest rates can be higher. However, your credit score counts, so a personal loan for fair credit or higher credit scores may translate into lower interest rates.

How fast can I get my loan?

Depending on response times and your banking institution, your loan could be approved and in your bank within 24 hours.