Personal loan to pay off credit card debt

Credit Card Refinancing

Millions of Americans struggle to pay off their bills,
but you don't have to be one of them.

Apply Now

Find Financial Freedom

Paying off credit cards at different rates can be complicated. Getting a personal loan from Credit Direct makes consolidation simple with an easy online application process and funding as soon as 24 hours. By refinancing your credit card balances with a personal loan, your monthly payment never changes, you’ll always know what your balance is, and exactly how long it will take to pay it off. 

A personal loan for credit card consolidation and refinancing can get you on the road to financial freedom. It’s a win-win situation that can get you a lower interest rate and better repayment terms. Refinancing may even help you maintain–or improve–your credit rating. Bonus!

Frequently Asked Questions

Considering that most credit cards can run as high as 29.99% at 18% or more, the answer is most likely a resounding yes! Interest rates depend on your current financial situation and the risk to the lender, but we’ll get you the best interest rate possible. 

That’s up to you. Depending on your financial situation, you can get a personal loan up to $40,000 to take care of your credit cards. Whether you pay off one or four with your loan is up to you. You do you and let us take care of the rest.

When we say fast and simple, we mean it. Depending on response times and the speed of your banking institution, you could have financial freedom within 24 hours of filling out our simple, secure web form. It doesn’t get much faster than that!

Get The Loan You Deserve!

One simple online application gets you on the road to financial freedom


Apply Now

Refinance credit card debt

“Credit Direct quickly reviewed my application, approved it and the money was in the bank the next day. I was able to pay off several high-interest credit cards, and can now cover some upcoming medical expenses. Overall a very good experience.”

- Susan A.
5-Star Trustpilot Review