Personal loan to pay off credit card debt

Credit Card Refinancing

Thousands of Americans are struggling to pay off their bills,
but you don't have to be one of them.

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Find Financial Freedom

Paying off credit cards at different rates can be complicated. Getting a personal loan from Credit Direct makes it as simple as one monthly payment, a fixed APR and a set term. With credit card refinancing, your monthly payment never changes, you’ll always know what your balance is, and you know how long it will take to pay it off. 

A personal loan for credit card consolidation can put you on the road to financial freedom. It’s a win-win situation with a happy ending, better terms, and less cost in interest fees. Refinancing may even help you maintain–or improve–your credit rating. Bonus!

Frequently Asked Questions

Considering that most credit cards can run as high as 29.99% at 18% or more, the answer is most likely a resounding yes! Interest rates depend on your current financial situation and the risk to the lender, but we’ll get you the best interest rate possible. 

That’s up to you. Depending on your financial situation, you can get a personal loan up to $40,000 to take care of your credit cards. Whether you pay off one or four with your loan is up to you. You do you and let us take care of the rest.

When we say fast and simple, we mean it. Depending on response times and the speed of your banking institution, you could have financial freedom within 24 hours of filling out our simple, secure web form. It doesn’t get much faster than that!

Get The Loan You Deserve!

One simple web form puts your feet on the road to financial freedom


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Refinance credit card debt

“The process was easy and simple. I simply called and was asked to fill out application. After being approved I was satisfied with the outcome and provided very good customer service. I recommend this to anyone. The service provided was good and helpful. And the money I received was promptly sent to my account. And the follow up was prompt after I received the funds.”

-Derek of Fredericksburg, Virginia  July 5, 2018
-Consumer Affairs Review