Personal loans and other expenses

Life Made Simple

When life throws you surprise parties, sit back and enjoy. With a personal loan from Credit Direct, all you have to do is figure out which paper hat you look best in. 

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Enjoy Life’s Surprises

Getting a personal loan online is easy with Credit Direct's quick and simple application process. We have personal loans for every occasion, and then there’s everything else. Climbing Mount Everest just wouldn’t be the same without state-of-the art climbing gear, and if you don’t have all the supplies needed for your new hobby, you’re just tinkering.

Credit Direct has you covered. We know life doesn’t fit into neat little holes, which is why we also have personal loans for the “other” in your life. If your dream is to run a train track around your house and it takes $10,000 to do it, we have it. If you’ve always wanted to have a hydroponics grow house but couldn’t afford the setup, we have that covered, too. With our personal loans for your hobbies, we’re your new partner in the dream fulfilling business.

Get The Loan You Deserve!

One simple online application gets you on the road to financial freedom


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Frequently Asked Questions

The better question is, what can’t you do? The money is yours, no questions asked. Whether it’s fulfilling a dream or paying bills (or even fulfilling the dream of paying bills), it’s up to you. 

It depends on your credit, who you’re getting the loan with, and what the loan is for. One of the biggest benefits of a personal loan is its flexibility. With many other loans, you’re stuck with a specific purpose.

For instance, if you borrow more than you end up needing on a home equity loan, you’re not going to be able to spend the remainder on something else. If you’re not sure whether a personal loan is right for you, contact us to discuss your options.

Yes, but not necessarily in a negative way. The initial hard inquiry (when we check your score) may cause an initial drop in score, but–as long as you keep your payments up–you should see a positive increase as time goes on.

Miscellaneous personal loans

“I worked with Kevin ** and Angela ** and they both were a pleasure to work with. They made the process very easy and never once did they make me doubt my decision to accept funding for the loan. Because the experience was such an easy process I hope to be able to use Credit Direct for my business loan when the time comes.“

-Chanell of Gosse Pointe, MI
Consumer Affairs Review