Credit Direct Blog

Terms and Conditions Apply. You must meet Credit Direct’s underwriting requirements to qualify, as well as be a considered a permanent resident or U.S citizen and live in an eligible state. Approval depends on several factors, including financial history and credit profile. Credit Direct offers fixed rates starting at 5.99% APR for loan amounts from $1,000 to $40,000. If approved, your actual rate will fall within a range of rates and is not guaranteed to be the lowest rate available. Rates depend on a variety of factors, including income, terms of the loan and so on. CREDIT DIRECT RESERVES THE RIGHT TO CHANGE SERVICES, BENEFITS, RATES AND TERMS WITHOUT NOTICE. Loans through Credit Direct are private loans. As such, federal loan repayment options such as Income Based Repayment or PAYE are not available. State of Maryland of Labor, Licensing and Regulation Commissioner of Financial Regulation certifies LIC/REG/CERT: # 1396. Alabama Lic. # MC 22488, Arkansas Reg. # 811146125, #Arizona Lic. # CL-0942384, California Lic. # CFL 60DBO-48768, Florida Lic. # CF9900974, Indiana Reg. # 201703231187292, Iowa Reg. # 546318, Louisiana Lic. # TBD (NMLS ID 1637421), Michigan Lic. # RL0019897, Missouri Reg. # FL001419595, North Carolina Lic. # 165760, Pennsylvania Lic. # 51098, Texas Lic. # 152649, Virginia SSC ID #T071292-9, Oklahoma Lic. # SL008448
Credit Direct is a registered D/B/A of Delmarva Funding LLC. Corporate offices located at 9201 Corporate Boulevard, Suite 110, Rockville, MD 20850.

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