How Much Will That Family Vacation Cost You? | Credit Direct Blog

There is no greater summertime tradition than the family vacation. Whether you’re taking the kids to Disneyland, heading off to a beach retreat or camping in one of the nation’s majestic National Parks, there’s nothing we look forward to more than taking some time off for R&R. Of course, affording a family vacation is another matter. Where you decide to go plays a huge part in the cost of your trip, but we’ve found some ways to help you travel that won’t break the bank.


The Most Popular Travel Spots: To Go Or Not To Go?

According to CNN Travel, the Top Ten Destinations for international travelers in 2017 were:

  1. Hong Kong
  2. Bangkok
  3. London
  4. Singapore
  5. Macau
  6. Dubai
  7. Paris
  8. New York City
  9. Shenzhen, China
  10. Kuala Lumpur


For a family of four, a trip to Hong Kong will run you an average of $12,000.00. Maybe that’s not quite your caliber: it’s a lot less expensive to travel within the United States. Here were the Top Ten U.S. Travel Destinations of 2017, according to Business Insider:

  1. New York City
  2. Maui, Hawaii
  3. The Island of Hawaii
  4. Oahu, Hawaii
  5. Las Vegas, Nevada
  6. Orlando, Florida
  7. Chicago, Illinois
  8. San Diego, California
  9. San Francisco, California
  10. Key West, Florida


The Cost Of The Most Popular Spots:

There’s a reason the Hawaiian Island chain appears three times on the most popular list. Who wouldn’t want to vacation in a tropical paradise? Though the waters are calmest during the summer in Maui – making it ideal for bringing the kids – the best times to visit the island are typically April through May and September through November. September is probably most ideal, as the temperatures are warmest, but the rainfall is the lowest. A 10-day September trip to Maui for a family of four runs an average of $9,874.00

Orlando makes the list, obviously, because of Disneyworld. The Disney parks have become a kind of pilgrimage for some families: an experience that has to be shared with the kids at least once in their life. Before travel expenses, a Disneyworld vacation will cost a family of four $3,484.00 on average for a seven-day, six-night stay, though this price can vary significantly depending on the resort in which your family chooses to stay.

Though it may seem ironic, Las Vegas, Nevada, is a popular spot because of its wide variety of inexpensive vacation options. During the hot summer months, good hotels can be as cheap as $50.00 per night, and there are still places that offer buffet meals from $14.99. With a ton of different entertainment options, Vegas is still a resort destination for families with kids.


Affording A Family Vacation:

It’s not easy to save for a family vacation, nor is it the easiest thing to plan. With two working parents and kids in different schools, often times it becomes difficult to plan a vacation much in in advance, when the prices are potentially lowest. In addition, the vast majority of annual bonuses are paid either in December or between January and March, so it can be difficult to budget a summer vacation.

Credit Direct understands this dilemma and as a simple solution: a short term personal loan. Much like putting the expense on a credit card, a personal loan from Credit Direct can be used for all your travel expenses, including airfare, hotel, meals and other expenses. You can then make a low, monthly payment on your loan, spreading the cost of your vacation over the year.

Even better than using a credit card, a personal loan from Credit Direct puts cash in your pocket, which can come in handy for getting the best price on almost anything when traveling overseas. And in the event of an emergency during your vacation, having cash on hand is always best.

To learn more about a personal loan for your summer vacation, click below or call us at 866-414-4198.

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