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Personal Loans in North Carolina

Loans don’t much change from state to state, but regardless of the loan, Credit Direct has you covered North Carolina. Whether bills pile up and you need credit card refinancing or nature threatens, and you need a getaway vacation, there’s a personal loan from Credit Direct with your name on it.

Our Process: Simple. Fast. Secure

We know your time is important, and your life events are, too. That’s why our personal loan process is as easy as 1-2-3. You can go from filling out a form to having money in the bank with a few days.

1. Take five minutes to fill out a simple, secure pre-qualification web form.

2. Talk to your loan representative and receive affordable loan offers within minutes.

3. Choose the loan you like, sign electronically, and have money in the bank as soon as the next day.

What Can I Spend My North Carolina Personal Loan On?

If you read our Benefits of Personal Loans page, you’ll see that one of the biggest benefits is the lack of limitations. We have loans ranging from $10,000 to $40,000, which provides you the flexibility to choose the amount and how you use it. It’s all up to you; we’re in the dream fulfilling business. Big purchases or small, for business or pleasure, we’re there to make it simple.

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Speak with a Credit Direct expert today and get the loan you need fast!

Call: 866-414-4198

Credit card refinancing

Credit Card Refinancing

Get credit card refinancing to help simplify your financial situation. We can make it simple.

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Debt consolidation loan

Debt Consolidation

Do you need help managing the insanity of varying interest rates, lengths, and terms? You got it.

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Home improvement loan

Home Improvement Loan

Get a new roof before today’s 100-degree weather is tonight’s freezing thunderstorm. We have you covered

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Major purchase loan

Major Purchase Loan

Did the last rainstorm flood the basement and ruin your washer and dryer? No problem.

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Frequently Asked Questions

Do I have to tell you what the loan is for?
Do I have to tell you what the loan is for?

Unlike some loans, such as a home equity loan, you don’t have to account for every penny. If your home improvement project takes less than you thought, you’re fully within your rights to buy that new Harley you’ve been eyeing and you don’t even have to tell us about it.

Do I have to own my home?
Do I have to own my home?

No. Personal loans from Credit Direct are unsecured loans, meaning you don’t have to put anything up for collateral. No car; no house; no problem.

What are the benefits of an unsecured loan?
What are the benefits of an unsecured loan?

Because personal loans are unsecured, there’s no collateral, which means no evaluation or assessment is necessary. This allows us to speed up the loan process, providing you with offers within minutes.

Get The Loan You Deserve!

It shouldn’t be hard to finance your wedding, vacation, home renovation, or consolidate your debt. Whether you’re looking to refinance your credit cards or pay off expected and unexpected expenses, start your journey with Credit Direct and find out how simple money can be with a quick personal loan.

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